News & Events

Suspending Liability

If you are planning to park your vehicle for an extended period of time you might think that you can save costs by dropping your insurance coverage all together. Think again. A better road to take can avoid the twists and turns of re-insuring when you are ready to drive again may be suspending your

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Save When You Bundle

We constantly hear television and radio commercials telling us that our cable, internet, and cell phones accounts can be bundled for the absolute best deals. The same is true in the insurance marketplace. The more policies you buy from the same provider, the more you can save. You can Save a Bundle when you BundleBundling

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Scheduled Personal Property

Scheduled Personal Property – is the frequently overlooked, but an often-necessary portion of protection for your private insurance package. Why should consumers consider extended insurance coverage for their personal property – including collections – and why should seeking out a qualified appraiser when obtaining that coverage be a part of your coverage strategy? It is

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Umbrella Insurance

When was the last time you were caught in the rain without the right gear? Did getting drenched change the way you thought about preparedness? Maybe you went out and bought seven umbrellas and put them everywhere you might need one. In your car, in your bag, a few right by the door just in

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Supplemental Insurance

Let’s address the elephant in the room, or the duck as it were. A major well known insurance company gets national attention through commercial advertisements focusing on their bread-and-butter offering of supplemental insurance coverage. But you need to know they aren’t your only option. When it comes to filling in any gaps in your insurance

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Suspending Liability

If you are planning to park your vehicle for an extended period of time you might think that you can save costs by dropping your insurance coverage all together.  Think again.  A better road to take can avoid the twists and turns of re-insuring when you are ready to drive again may be suspending your

Read More »

Renters Insurance

Renter’s insurance isn’t always required, but wise renters and savvy owners rely on rental insurance policies to protect their assets, property, and investments. What does renter’s insurance cover? Typically, renter’s insurance policies offer protection in three areas: personal property, personal liability, and temporary living expenses. Personal Property coverage is protection for personal possessions that are

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Liability Coverage Is Not Enough

Leave it to an insurance blog to tell you that minimal liability car insurance coverage is not enough. But – really – you do yourself a disservice by limiting your car insurance policy to just liability coverage. While most states require only liability coverage, by not opting for full coverage you can be putting your

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Hazard Insurance vs. PMI

What is the difference between hazard insurance and private mortgage insurance (PMI)? This is a common question for first time home buyers and the answer – on the surface – is pretty simple. Hazard insurance protects the homeowner while PMI protects the lender. Depending on the homeowner’s financial situation and the lender’s stipulations, both may

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